A Profile of the Typical First-Time Homebuyer

The National Association of Realtors 2014 Profile of Home Buyers & Sellers detailed the characteristics of the first-time homebuyer. Age, Marital Status, & Household Income were the three main attributes used to determine these stats.

Keeping in mind that this is a profile, it’s not all-inclusive or explicit. Homes have certainly been purchased by people younger than 28 with different incomes. The bottom line is that  homeownership is not out of the realm of possibility for you. So what are you waiting for? Contact Dragas Mortgage Company today!

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Posted in Dragas Mortgage Company, Homeowner Tips, Tip of the Day | Tagged , | Leave a comment

Holiday Vacation or Staycation

With the holidays upon us, you may be looking to take a vacation or a stay-cation. Here are our top picks for the perfect mini-getaway–

Manassas, VA

Fill up the tank and take a road trip to Manassas, VA– the perfect balance of big-city heart & small-city charm. Experience the sights & sounds of the season on one of the free horse-drawn carriages in Olde Town; your family & friends will enjoy the hot chocolate and warm cider as you tour the quaint village. After your carriage ride venture over to Harris Pavilion for a night of ice-skating.

Portsmouth, VA

The Portsmouth Arts & Cultural Center is the best kept secret in the area. Bring your family & friends out to enjoy the face painting, cookie decorating, & Santa-filled festivities! These all day events will kick-off at 9:00am tomorrow & roll on through Sunday.

Virginia Beach, VA

If you are a resident of Hampton Roads (or a Wintertime visitor) you know that you can never count out a classic. The Holiday Lights at The Beach is at it again this year, with hundreds of twinkling displays & an accompanying soundtrack; your family trip to the North Pole is only about 20 minutes away! Hunt Club Farm is also getting in on the fun by having nightly visits from Santa, s’mores around the campfire, hot apple cider, crafts, & Holiday lights!

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The Dragas Companies’ Service Awards

This year The Dragas Companies’ Holiday Party was held in the warm, welcoming Community Center at Spence Crossing Apartments. The Clubhouse was decked out with stockings hanging by the cozy fireplace, frosted windows, & trays of smiling snowmen. Our President, Helen Dragas, recognized a few of the newest & more seasoned members of the Dragas Companies family, who have all reached major milestones in their tenure with the company.

Our current VP of Sales and Marketing, Sally Horvath, was recognized for reaching the 15-year Mile Marker with The Dragas Companies. Sally started out with Dragas Mortgage Company & eventually transitioned over to the Dragas Management side, where she’s been doing a stellar job  generating interests & awareness of our communities through countless marketing & promotional efforts.

Phyllis Dunn, was recognized for reaching her 30 year milestone with The Dragas Companies. For 30 years Phyllis served as Property Manager of Columbus Station Apartments in Town Center. Under her leadership CSA has seen decades of growth & happy residents. Phyllis is now one of the Crofton at Spence Crossing agents– working alongside Katie to spread Spence Fever!

David Buckley has been with The Dragas Companies for 25 years! Buckley has worn numerous hats during his tenure with us. He’s currently the Property Manager of the Community Center at Spence Crossing at Princess Anne. At the corner of Lynnhaven Pkwy & Salem Rd stands the first Crofton buildings & if you look a little further into the lot you’ll see The Spence Crossing Community Center standing tall. Thank you David for all you’ve done to make this company & our communities what they are today!

Other Noteworthy Dragas Service Award Honorees:

Jennifer Kibbler| 5 Years|

Operations Manager & Marketing Specialist of Columbus Station

Peter Erikson |10 Years|

Current Project Manager of Spence Crossing Apartments

Joe Drumm |15 years|

Maintenance at Columbus Station Apartments

Kelly Nicholson | 15 Years|

King’s Pointe at Western Branch Sales Agent

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Posted in Dragas Mortgage Company, Kings Pointe at Western Branch, Meet the Dragas Team, Spence Crossing at Princess Anne, The Apartments at Spence Crossing, Tip of the Day | Tagged , , , , , | Leave a comment

Millennials: The Next Generation of Homeownership

Now that a large percentage of Generation X & Y-ers have started families and settled down into their homes, there’s a new generation rising up in the housing market: Millennials (persons born between 1979 & 1994). This tech-savvy group has generally opted to delay homeownership and instead pursue degrees & professional occupations while saving & living with parents or renting with friends. For years this demographic was underrepresented in homebuying stats & figures, but that trend is set to be reversed in 2015—with the onset of 2.75 million jobs.

“Roughly 42 percent of millennials say they want to buy a home in the next one to five years, compared to just 31 percent of Generation X, and by the end of 2015 millennials will become the largest home-buying age group. The lack of home-buying activity from millennials thus far is decidedly not because this generation isn’t interested in homeownership, but instead because younger Americans have been delaying getting married and having children, two key drivers in the decision to buy that first home. As this generation matures, they will become a home-buying force to be reckoned with.”    –KCM

For 45+ years we’ve specialized in making the American Dream of homeownership a reality for first-time & novice homebuyers. Our numerous floor layouts are perfect for roommates, singles, families, & even empty-nesters.  If you’re stuck in the renting runt or just ready to move-up into a well-planned Dragas Community, poke around dragas.com to see which neighborhood best suits your lifestyle!

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Posted in Homeowner Tips, Tip of the Day | Tagged , | Leave a comment

Home for the Holidays

Think Fast! What’s the #1 Request this Holiday Season?

It’s not a Zoomer Pet, an iPhone 6 Plus, or even a curved 78″ TV that’s topping out Wish Lists this season. Instead, it’s a more intrinsic request of a spacious home that will suit the needs of a growing family or close-knit roommates. As the economy & the housing market continue to improve those chart-topping items will turn into tangible realities. The  infographic below displays the growing trend of home sales increasing dramatically in every price range <100,000+. As lending requirements get less & less strict and interest rates hold at low percentages, homeownerhsip has become much more feasible.

Spence Crossing at Princess Anne, King’s Pointe at Western Branch, & Hadley Park at Greenbrier could not be coming on line at a better time. The conditions of the market & the availability of our brand new neighborhoods culminate to make The Perfect Holiday gift for you & the ones who mean the most.

Bottom Line? No matter the style of home you’re looking for, you can find it in a Dragas Community. From apartment to single-family home (& numerous styles in between) you can rest assured that we can grant at least one of the wishes on your List this year.

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Posted in Hadley Park at Greenbrier, Kings Pointe at Western Branch, New Communities, Spence Crossing at Princess Anne, The Apartments at Spence Crossing, Tip of the Day | Tagged , , , , | Leave a comment

Fernhill at Spence Crossing – The Sumner Floor Plan

2 Beds | 2.5 Baths | Private Patio | Open-Concept Kitchen

Fernhill. Finally the home you’ve been searching for.

Not too big, not too small– the perfect blend of useful space & contemporary features. The Sumner is ideal for those who are looking to move-up from Apartment living or downsize from an oversized single-family home. This home boasts the absolute best in modern conveniences; from open-concept kitchens & living rooms to private patios and front-loading washer and dryer units. The Sumner model comes complete with a 2nd floor office and 2 Master Suites with private bathrooms.

The outside of your home will be just as attractive; Fernhill has all of the niceties of homeownership without the hassle of exterior upkeep.

At Fernhill at Spence Crossing, owning a home has never been more comfortable.

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Posted in Fernhill at Spence Crossing, Homeowner Tips, New Communities, Tip of the Day | Tagged , , | Leave a comment

Making the Season a Little Brighter

After a week of “Elf-ing” around, our team came together & stuffed festive Toyboxes for the families of ForKids, Inc. Nostalgia settled in as we reminisced on childhood memories made with Easy Bake Ovens, firetrucks, and those green Ninja Turtles. Our hope is that the children of this award-winning organization will one day stand where we stand as they think back on the good times they had with these toys.

We are more than pleased to have been a part of the ForKids Holiday Toy Drive . Thank you to every one who helped us to make this season just a little bit jollier for kids & families around Hampton Roads.

It’s not too late to donate toys! There are numerous toy drives taking place throughout Hampton Roads. Contact a local shelter, nonprofit organization, or mentorship program to see how you can help.

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Posted in Community Involvement | Tagged , , , | Leave a comment

Having Trouble Saving? Buy a Home!

Let’s admit it, you’ve disciplined yourself the past few months to save save save & now that the holidays are here, you’ve found yourself tapping your savings accounts a little more than usual. This time of year often causes the savviest of shoppers to ponder their 2015 savings plan– especially if they’re wanting to buy a new home. So the question is how can one afford a home in the long run, if saving for the principle is proving to be a slight challenge.

The real estate experts at VARBUZZ detail the tendency of mortgage payments forcing you to save money as you pay the monthly principal.

Rent vs. buy arguments normally focus on the monthly payments, and the buying cost is a function of the monthly mortgage payment as well as escrows (insurance and property taxes).

But the mortgage payment comprises an interest component and a principal component, and the way the payments are split between interest and reduction of principal (the total amount borrowed) changes over time. In general, more interest is paid at the beginning of the mortgage. The longer you have the loan, the greater the share of your payments that is going to pay it down.

The payment of principal as the loan ages is, therefore, a forced savings plan whose deposits are growing—without any more being taken out of your pocket.

So you see a forced-savings plan ultimately sets aside money that can be used to pay down your principal. Looking for more information on a forced-savings plan? Contact Dragas Mortgage Company today!

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The Gift of Homeownership

King’s Pointe at Western Branch.

Bordered by a wooded, natural preservation area just off I-664, King’s Pointe offers the perfect balance of secluded privacy & close-to-it-all convenience. Here you can find a wide array of floor plans & two very different style of homes.

The King’s Pointe Flats offer the convenience of one-level living, while the King’s Pointe Quads give you the flexibility of 2 floors. 2 & 3 bedroom floor plans with open-concept kitchens, bar counters, private patios, and complementary amenities culminate to make King’s Pointe the neighborhood of choice for any one looking to Live Like Royalty.

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Posted in Homeowner Tips, Kings Pointe at Western Branch, New Communities, Tip of the Day | Tagged , , , , , , | Leave a comment

Holiday Decor Made Easy

Holiday Canvases

Holiday decorating doesn’t have to be monotonous! There are countless fun & creative ways to add a little holiday spice to your home– no matter the size! Start by thinking of  your run-of-the-mill household items as holiday canvases. Now, think of quirky, out-of-the-box ways to make those holiday canvases festive! You’d be surprised how festive the interior of your home can look.

Decorate Dining Room Chairs

Let your dining room chairs join in the holiday fun. Tie painted pinecones to wide ribbons and drape them over the back of your chairs. Match the ribbon color to your home decor for a look that’s all your own. The white paint on the pine cones gives off a wintry vibe that will remind houseguest of this cozy time of year. You can jazz up the pine cones by painting them in hues of blue, red, or green– keeping in mind that a little paint goes a long way!

Learn more neat tips from the decor experts at Better Homes & Gardens.

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The Housing Market is Looking Up

Three of the nation’s leading real estate industry organizations– National Association of Realtors (NAR), Freddie Mac, & Mortgage Bankers Association (MBA)–  have made extremely optimistic projections about  the state of the housing market. An average of 5.62 million new homes are expected to be built over the next 1.5 years!

At the turn of the century the housing market had a rocky start. The fall of the economy & rise of the housing market bubble discouraged many from putting their homes on the market for fear that no one was looking to buy. This trend led to there being a low inventory of homes available.

Well, that’s all changing now. Both supply & demand are increasing as Builders construct new communities for people who are looking to move-up into a larger more functional space or move-down to a more fitting home for a newly emptied nest. We are  building numerous Dragas Communities throughout Virginia Beach & Chesapeake. One of our more expansive & versatile communities is Spence Crossing. With modern & luxury villas, single-family homes, and even 3-story townhomes Spence Crossing at Princess Anne is sure to have a neighborhood that complements your stage of life.

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Posted in Crofton at Spence Crossing, Hallstead at Spence Crossing, Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , | Leave a comment

The Future of Home Prices

The housing market is in a relatively good state right now. Interest rates are low, home prices are affordable, and the inventory of available homes is growing steadily. However, the Home Price Expectation Survey, administered by Pulsenomics, detailed the impending trend of home price appreciation. Over the next few years that appreciation will translate to you having to shell out more money on the same home that, if purchased sooner would have cost you thousands less.

For over 40 years we’ve boldly lived up to the mantra of Affordable Excellence. Our homes are built using only quality materials & were designed with your “peace of mind”, in mind. We work to make The American Dream of homeownership a feasible reality for all who seek it. The Dragas Promise assures you that the greatest investment of your life is backed by the family tradition of efficiency that has been the foundation of not only our company but hundreds of Hampton Roads families.

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Posted in Homeowner Tips, New Communities, Tip of the Day | Tagged , , | Leave a comment

Help Us Make this Season Brighter

Please support the Dragas Gives Back initiative & drop off new, unwrapped toys to Columbus Station Apartments, Spence Crossing Apartments, or King’s Pointe at Western Branch by Monday 12/8/2014. Your donation will put a smile on the face of a ForKids, kid. ForKids is an award-winning organization whose mission is to Break the Cycle of Homelessness in our community. Let’s all get behind the cause & support their Mission!

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Posted in Community Involvement, Kings Pointe at Western Branch, New Communities, The Apartments at Spence Crossing, Tip of the Day | Tagged , , , | Leave a comment

HAPPY THANKSGIVING

From our family to yours Happy Thanksgiving! We are so grateful for each & every one of you who have entrusted us to build a home for you & your family. We don’t take it lightly that you have chosen to put down your roots in a Dragas Community.

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The Secret to a Successful Open House

What do Thanksgiving & your next Open House have in common?

Aromas. Studies show that prospective buyers are attracted to & can see themselves living in homes that have welcoming, pleasant smells. The smell of freshly baked goods, natural oils & citrus put your prospective buyers in a relaxed mood. Calming scents give your home a ‘cozy’ feel, & allow your house guests to picture themselves living there.

U.S. News & World Report detailed the 7 Scents That Boost The Value of Your Home . The article hit on some unusual practices like hiding cotton balls that have been dipped in essential oils like lavender or grapefruit- the hidden cotton balls can easily be tucked in every room & unseen nooks & crannies. Boiling orange peels, cloves, & cinnamon about an hour before the start of your Open House are another good way to get a welcoming scent wafting through your hallways. This is especially good during the colder winter months.

Getting foot traffic from Prospective Buyers in your current home is the first step towards moving into a new Dragas community. The same sense of warmth & coziness you’re giving to your Prospects, you will find in every Dragas Community. The pocket parks, playgrounds, pools, private patios, and community centers found at various Dragas neighborhoods all lend themselves to the true definition of “home”.

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Posted in Hadley Park at Greenbrier, Homeowner Tips, Kings Pointe at Western Branch, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , | Leave a comment

The Bang in your Buck

Ready to sell your home? Now may be the time. According to the Housing Market Experts at Keeping Current Matters (KCM)–

‘”Housing supply just dropped to 5.1 months, which is under the 6 months’ supply that is needed for a normal housing market”.

The Laws of Supply & Demand come in play here– since there’s a high demand but low supply of homes on the market, as a Seller, you’re able to increase your asking price. Buyers are willing to pay more for your home because there are less homes on the market for them to choose from. Conditions could not be more favorable for you, a high ROI on your home coupled with a low interest rate opens the realm of possibility for new communities for you and your family.

Our Dragas Communities offer countless options, floor plans, amenities and locations to fit your lifestyle. Ready to move-up? Now may be the time.

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Posted in Crofton at Spence Crossing, Fernhill at Spence Crossing, Hadley Park at Greenbrier, Hallstead at Spence Crossing, Homeowner Tips, Kings Pointe at Western Branch, Mallory at Spence Crossing, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , | Leave a comment

Affordable Excellence

Source: Keeping Current Matters

Your next home is within reach. No need to immediately count yourself out because of your FICO Score or fear of high interest rates. According to Keeping Current Matters the average qualifying FICO Scores have decreased from 2012 to 2014; making homeownership possible for more.

Interest Rates are in a favorable holding pattern right now. Rates are incredibly low which translate to low mortgage payments. Economists are predicting a gradual increase in interest rates in 2015; so waiting to invest in a new home may cost you more in the end. Why pay more for your dream home?

Contact Dragas Mortgage Company today to learn how you can lock in a low mortgage rate.

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Posted in Dragas Mortgage Company, Homeowner Tips, Tip of the Day | Tagged , , | Leave a comment

Historically Low Mortgage Rates

Lock-in a 4.01% interest rate and you will save yourself $1000s over the life of your loan. With so many Dragas Communities being built in Virginia Beach & Chesapeake the low rates could not have come at a better time.

Ready to take the next step towards homeownership? Head over to Dragas Mortgage Company to prequalify.

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Posted in Dragas Mortgage Company, Tip of the Day | Tagged , , | Leave a comment

FERNHILL AT SPENCE CROSSING

FERNHILL.

Fernhill is the next neighborhood set to be built in Spence Crossing at Princess Anne. The modern villas of Fernhill feature 2-bedroom floor plans that come complete with 2.5 bathrooms, spacious closets, a private patio, & open-concept kitchens with a bar counter. Fernhill is the perfect place to let your individuality show. Customize your vanities, carpeting, countertops, etc., to reflect your personal taste & style.

The low maintenance lifestyle of Spence Crossing only adds to the level of carefree living at Fernhill– we’ve got the manicured landscaping & exterior upkeep under control. And with unlimited access to the Spence Crossing amenities the modern villas of Fernhill are perfect for those who are always searching for close-to-home recreational living.

Want a peek inside? Stay tuned for the release of the Fernhill 3D Floorplans.

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Posted in Fernhill at Spence Crossing, Homeowner Tips, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , | Leave a comment

The Next Big Thing to Hit Spence Crossing

Spence Fever is still running high.

Spence Crossing at Princess Anne is the new “it” community of Virginia Beach. In August we announced the start of Crofton Presales & frenzy ensued– calls, visits, & emails poured in. Now with the first Crofton Villas standing tall near the Spence Community Center it only seems right to stir up the pot again.

This week we will formally announce the next community to be built in Spence Crossing.Will it be the 3-story Townhomes of Mallory, the Modern Villas of Fernhill, OR the Single-Family Homes of Halstead? Which community do you think is coming next?

Comment below with your guess & stay tuned for the Official Announcement!

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Posted in Crofton at Spence Crossing, Fernhill at Spence Crossing, Hallstead at Spence Crossing, Homeowner Tips, Mallory at Spence Crossing, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , , , , , | 2 Comments

Lend a Helping Hand this Season

16th Annual Family Volunteer Day

Make a difference this Holiday Season! Next Saturday, VOLUNTEER Hampton Roads is putting on their 16th Annual Family Volunteer Day. What better way to spend quality time with your family than to give back to those in need? In this season of giving & receiving, this Family Volunteer Day gives the community a chance to band together & help dozens in need.

Nov. 22
Check-In: 8:30am – 9:00am
Volunteer Hours: 9:00am – 12:00pm
Virginia Wesleyan College, Batten Student Center

Volunteers will pack 800 boxes of food to be delivered to 12 local homeless and domestic abuse shelters & the Foodbank of Southeastern Virginia.

Mark your calendars for this 3-hour POWER HOUR!

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Looking to Add Some Pizzazz to Your Home?

ROYGBIV!

Accent walls & fully-painted rooms have the power to turn an ordinary room into a lively focal point of your home. After you’ve customized the countertops, vanities, and flooring of your Dragas home, you may want to go the extra step and add an extra splash of color that highlights your personal flare.

The ColorSnap® Paint Color Matching App by Sherwin-Williams makes it easy to select the right paint color for the interior of your home. We often opt for Sherwin-Williams paints in the Dragas Communities because of the high quality & wide array of color choices. Now you can keep the trend going!

Feeling inspired? Go ahead, try it!

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Posted in Homeowner Tips, New Communities, Tip of the Day | Tagged , , | Leave a comment

Why Are You Buying a Home in the First Place?

A study by the Joint Center for Housing Studies at Harvard University revealed that the top reasons people buy a home have nothing to do with finances. Instead they’re more concerned with the well-being of their family–

  • A good place to raise children
  • Good School Districts
  • A place where you and your family feel safe
  • More space for you and your family

What non-financial benefits will you and your family get from moving into a Dragas Community? The numerous amenities, low-maintenance living, proximity to recreational activities, and the peace of mind of Dragas Warranties may come to mind.

Now, factor in the financial benefits of Affordable Excellence in well-planned communities, and you have a recipe for The American Dream of Homeownership.

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Posted in Homeowner Tips, Tip of the Day | Tagged , , | Leave a comment

Your Dream Home is More Affordable Than You Think

https://www.wellsfargo.com/mortgage/rates/


It’s no secret that your mortgage interest rate will determine how much you’ll ultimately shell out on the greatest investment of your life- your home. Currently rates for a 30-Year Fixed Loan are holding in the low 4s at 4.125% & 3.875% for a 30-Year Fixed FHA.

With 2 new Dragas Communities opening in Hampton Roads, low interest rates couldn’t have come at a better time. Hadley Park at Greenbrier & Crofton at Spence Crossing are NOW SELLING. Lock-in your low mortgage interest rate today!

Contact Dragas Mortgage Company or click here to prequalify. Don’t wait around, rates these low can’t last forever!

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Posted in Crofton at Spence Crossing, Dragas Mortgage Company, Hadley Park at Greenbrier, Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , | Leave a comment

Spence Crossing at Princess Anne: The Pulse of Virginia Beach

Spence Crossing at Princess Anne is in the heart of Virginia Beach. Situated in the middle of the most convenient roads in Virginia Beach– Salem Rd., Lynnhaven Pkwy, S. Independence,  & Princess Anne Rd., living at Spence keeps you close to markets, malls, dining & entertainment.

Farm Bureau Live at Virginia Beach is the area’s premier amphitheater for concerts, featuring various genres & artists throughout the season. The venue is ideal because it’s close enough to bike to, but secluded enough to eliminate all sounds from the rocking concerts.

The Va Beach Farmer’s Market is less than 7 miles from Spence Crossing. Fresh meats, fruits & vegetables are grown fresh daily. The Farmer’s Market boasts “an organic grocery, butcher shop, seafood market, dairy and ice cream, florist, candy store, bakery, full-menu restaurant, wild bird store, and home and garden gift stores…”. With the Farmer’s Market so close by, healthy eating is made easy with food direct from local farms.

Lynnhaven Mall, is one of the region’s most popular shopping destinations. Recently remodeled, this mall has stores that are sure to awaken the shopaholic in you. Like the Amphitheatre & Farmer’s Market, Lynnhaven Mall is a very short distance from Spence Crossing.

If you’re looking to live at Spence & spend more time in your neighborhood than out of it, the numerous amenities are sure to keep you entertained. With Pocket Parks, a resort-style pool, playground, Dog Park, Basketball Court, 24-hour fitness center, and huge Community Center to boot some may argue that stepping into your “backyard” may be more enjoyable than actually leaving the community.

Ready to move-up into the Premier Community of Virginia Beach? Give Us a Call.

(757) 673-6347


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Posted in Crofton at Spence Crossing, Fernhill at Spence Crossing, Hallstead at Spence Crossing, Homeowner Tips, Mallory at Spence Crossing, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , , | 2 Comments