Hadley Park at Greenbrier – NOW SELLING!

Move up and move in to a beautiful new home of your own at Hadley Park at Greenbrier. This private community of 92 luxury villas boasts spacious two and three bedroom floor plans- with the option of a downstairs master suite. The open, airy living and dining rooms give way to well-planned designer kitchens with energy-efficient appliances. Complimentary and nearby amenities make Hadley Park the most comfortable neighborhood in Chesapeake.

Call Maureen or Rosely today, to learn more (757) 410-0087.

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Posted in Hadley Park at Greenbrier, Homeowner Tips, New Communities, Tip of the Day | Tagged , , , , , | Leave a comment

Spence Fever, do you have the bug?

13 CROFTON HOMES OFF THE MARKET IN 13 DAYS!

The frenzy surrounding Spence Crossing at Princess Anne is contagious. 13 days after the start of Crofton presales, 13 homes were sold. 13 in 13 days, unprecedented!

We would like to say CONGRATULATIONS to the 13 new homeowners and their families. You will absolutely love living at Spence Crossing. This premier community is centrally-located near shopping, dining, great schools, and even the Farmers Market! But with so many amenities you may not even want to leave your home–the fitness center, pool, community center, basketball court, and even private playground for the little ones will keep you entertained  and occupied.

Do you have the Spence Bug too? Anxious to learn more about Spence? The modern villas of Fernhill, 3-story townhomes of Mallory, and the single-family homes of Hallstead are all on the way. Be sure to stay in the loop of all things Spence! Sign Up on dragas.com today!

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Posted in Crofton at Spence Crossing, Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , , | Leave a comment

HARVARD’S 5 FINANCIAL REASONS TO BUY A NEW HOME

Recently the housing market experts at Keeping Current Matters shared Harvard University’s Top 5 Reasons to purchase a new home:

1.) Housing is typically the one leveraged investment available.

Homeownership allows households to amplify any appreciation on the value of their homes by a leverage factor.

2.) You’re paying for housing whether you own or rent.

Either you’re paying down your own principal or you’re paying down your landlord’s principal.

3.) Owning is usually a form of “forced savings”.

“Forced savings” refers to the tendency of homeowners to consciously save  money each month for the payment of their mortgage.

4.) There are substantial tax benefits to owning.

“Homeowners are able to deduct mortgage interest and property taxes from income…On top of all this, capital gains up to $250,000 are excluded from income for single filers and up to $500,000 for married couples if they sell their homes for a gain.”

5.) Owning is a hedge against inflation.

“Housing costs and rents have tended over most time periods to go up at or higher than the rate of inflation, making owning an attractive proposition.”

Owning  a home of your own just makes sense. The question is which Dragas Community houses the home for you? King’s Pointe at Western Branch, Hadley Park at Greenbrier, and Spence Crossing at Princess Anne all boast a variety of floor plans and amenities sure to fit your lifestyle and needs.

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Posted in Crofton at Spence Crossing, Hadley Park at Greenbrier, Homeowner Tips, Kings Pointe at Western Branch, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , , , , , , , | Leave a comment

First-Time Homebuying with The Dragas Companies

The June 2014 REALTORS Confidence Index revealed that 28% of survey participants’ last home buying transaction was with a first time home buyer.

This number highlights the shared hesitation of people who are entering the real estate market for the first time. We get it, buying a home is one of the biggest purchases you’ll ever make in your life, and with so many options, rules, and regulations out there it’s natural to be a bit nervous and cautious when buying.

The government recently introduced the H.A.W.K. Program (Homeowners Armed With Knowledge), to equip first time homebuyers with the insight needed to be confident, responsible homeowners. Participants of this program will get point reductions on their premiums and fee reductions on their loans. You can jump back to a previous Dragas Blog to learn more.

Here at The Dragas Companies we have streamlined the homebuying process to increase the ease and level of understanding of the purchase process. We are with you every step of the way from the discovery of our communities, to prequalification through Dragas Mortgage Company, to meeting with our community Sales Agents, and even after you settle in to your new home we give you peace of mind with the guarantee of our Warranty Team.

So take a deep breath, and prepare to invest in your future. Start the process on dragas.com today.

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Posted in Dragas Mortgage Company, Homeowner Tips, Tip of the Day | Tagged , , , , , | Leave a comment

We Build & Invest in The American Dream

Labor Day is fast approaching and with it comes big yellow buses and huge backpacks on tiny backs. As families across Hampton Roads prepare for the coming school year, the ForKids Organization once again offered us the chance to invest in a child’s education through their annual backpack drive. Without hesitation the entire Dragas Team came together and stuffed 55 backpacks to the brim! Like our President, Helen Dragas, we understand the power of education and we were thrilled to play a part  in the lives of so many youth.

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Come Walk the Crofton Floor Plans this Friday!

Interested in living at Crofton? Anxious to see how the Luxury Villas are laid out? Well, here’s your chance! We will be hosting a Crofton Open House this Friday at The Grove at The Arboretum from 11am-6pm.

A Loan Officer from Dragas Mortgage Company will be onsite from 11am-3pm assisting with complimentary prequalification for Crofton!

The fully decorated Model Homes at The Grove at The Arboretum are a representation of the Luxury Villas of Crofton. These Models will only be open for another month; after they close you’ll have to wait until Crofton debuts in November to physically experience the spacious layout of these homes!

Meet Us at The Grove at The Arboretum
507 Trellis Trail Chesapeake, VA 23320

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Posted in Homeowner Tips, Meet the Dragas Team, New Communities, Spence Crossing at Princess Anne, The Grove, Tip of the Day | Tagged , , , | Leave a comment

Get Off The Fence…

“Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return.”

-Joint Center for Housing Studies, Harvard University

There’s an echoed sentiment among some potential homebuyers who are straddling the Rent vs. Own fence– they don’t want to incur the cost of mortgage. Well, here’s a reality check: whether you own or rent your home, you will be incurring some type of expenses for your residency. Knowing that you will be shelling out money either way, you may wonder what’s the use of owning. Well, we’re glad you asked.

If you are a renter, there are a few things that are certain. One, your rent will increase. When you own a home your monthly mortgage is a lot less volatile over the course of 30 years. Two, tax breaks are not as plentiful as they are for homeowners. Three, as a renter you’re paying into the equity of your landlord; whereas, homeowners are increasing their own home equity.

Bottom Line? Don’t fear homeownership. In the long run it is an investment. Head over to dragas.com today.

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Posted in Homeowner Tips, Tip of the Day | Tagged , | Leave a comment

2014 is the Year to Buy

The current average mortgage rate of 4.13% will save you hundreds of thousands of dollars in the long run when compared to the Average Historical Rate of 8.52%. With only a quarter of the year left, time is running out. Real Estate experts agree that the current mortgage rate will certainly increase, we’re currently at the bottom of a steep slope. 2014 is the year to buy!

Don’t risk higher mortgage rates by waiting for “tomorrow” or “someday”. Get the process started today, prequalify at dragasmortgage.com.

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Own a Home, Increase Your Net Worth

When people consider purchasing a home they often make a wish list of what they want from the home based off long-term value and perceived benefits. Number of bedrooms, split-level vs. one-level, proximity to entertainment venues, and ofcourse the sales price are all common factors considered.

According to Keeping Current Matters (KCM), there’s another variable you should consider when buying your home- your net worth. The average American family has a net worth of about $77,300, and about 61.4% ($47,500) of that is home equity! As a homeowner your net worth will be over $100000 higher than that of a Renter.

Looking to increase your Home Equity?  Choose which Dragas Home is for you on dragas.com.

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CROFTON. Become the Next Door Neighbor.

CROFTON– the first community to open at Spence Crossing at Princess Anne.   These luxury villas are available in several different layouts that are sure to fit your lifestyle.  Pre-sales started 24 hours ago, and already your future neighbors are taking advantage of the special introductory prices! Join them and choose your ideal location in the neighborhood, today!

Contact Crofton

(757) 673-6347

crofton@dragas.com

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Posted in Crofton at Spence Crossing, Dragas Mortgage Company, Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , , | Leave a comment

NOW PRESELLING CROFTON AT SPENCE CROSSING

Presales for CROFTON start today!

Be one of the first to move into the premier community of Virginia Beach, Spence Crossing at Princess Anne. Crofton is the first of four Spence Crossing communities to debut in this lively section of Virginia Beach. These spacious condos are available in 2 or 3 bedrooms with the option of a downstairs Master!

Be the first to see the 3D Renderings of the Crofton Floor Plan by signing up for the Spence Crossing at Princess Anne Notification List. Just leave your email address under the “Request More Info” section on dragas.com. We’ll keep you in the know about community developments, floor plans, and new incentives!

You can learn more about Crofton at Spence Crossing by calling us directly:

(757) 673-6347

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Posted in Crofton at Spence Crossing, Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , , , | 6 Comments

Dragas Gives Back

We’re known for physically building the American Dream and making homeownership a reality for dozens of families and first-time homebuyers. However, we here at The Dragas Companies know that there’s more to the American Dream than infrastructure. We often take moments to reflect and assist where needed.

So when the Senior Development Associate of the ForKids organization, Rachel,  reached out to us and asked if we’d be interested in sponsoring a college student we jumped at the opportunity!

Our team took to the aisles of seemingly every “college dorm” section in Virginia Beach, getting the necessities for comfy college living. After rolling two overflowing carts to the checkout line, we felt confident that this college student was more than prepared for a successful transition into college life.

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Posted in Community Involvement, Kings Pointe at Western Branch, Meet the Dragas Team | Tagged , , | Leave a comment

What do Women Want More than Anything?

Real Estate!

According to the National Association of Realtors (NAR) poll there has been a societal shift in the market of homebuying. In recent years more single women than single men have been in the market for a home; despite the fact that statistics show that single womens’ salary earnings lag behind their counterparts by a few thousand. Single women are only second to married couples in terms of their buying power.

This trend is a positive sign of the times. Before 2009, women were in the minority when it came to making home purchases.

Bottom Line: No matter your marital status or gender you have buying power, and it’s yours to exercise whenever you see fit. With all of the new Dragas communitiies popping up around Hampton Roads now is as good a time as any!

Head over to dragas.com today.

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Posted in Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , | Leave a comment

Lush Living in Chesapeake

OPENING NOVEMBER 2014

Hadley Park at Greenbrier: Where Lush Living Comes Natural.

Located in the heart of Greenbrier, Hadley Park is located just minutes from shopping, dining and Chesapeake City Park. This new Dragas Community balances privacy with close-to-it-all convenience.

Be one of the first to reserve your condominium home! | (757) 410-0087 | dragas.com

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Posted in Hadley Park at Greenbrier, Homeowner Tips, New Communities, Tip of the Day | Tagged , , , , | Leave a comment

Porch & Patio: A Mix of Privacy and Community

“The porch friendlies up the house, a place between the privacy of the house and the public world of the street.”

-Wall Street Journal

For years the living room was the place where friends and family gathered to make and reminisce on memories. According to a recent Wall Street Journal article the porch is now the new ‘it’ spot. Porches and patios alike function as a calming escape for couples and a hangout spot for friends. Patios are often connected to homes’ living rooms or kitchens while overlooking the neighborhood; the perfect mix of privacy and community.

Sound like something you want to experience? Well, move into a new Dragas community. The Flats of King’s Pointe at Western Branch come equipped with relaxing patios that can be enjoyed year-round.  Head over to dragas.com for more info on your future home.

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Posted in Kings Pointe at Western Branch, New Communities, Tip of the Day | Tagged , , , | Leave a comment

Luxurious Apartment Living

Retro. Modern. Contemporary. Vintage. Classic. Whatever your style may be, The Apartments at Spence Crossing lets you be you. To find out more about living at Spence Crossing, please visit rentatspence.com/livelarger

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Posted in The Apartments at Spence Crossing, Tip of the Day | Tagged | Leave a comment

Don’t Just Take Our Word for it, Let Her Tell it!

Here at The Dragas Companies our Warranty Team goes above and beyond the call of duty to ensure that you have a positive experience in your Dragas home.  It is very important to us that our warranty service to your home is a positive, smooth and successful process. We are constantly improving and perfecting our operations by  ensuring exceptional quality and service.

Petula Moy is a homeowner who has settled in to her new home at King’s Pointe at Western Branch. Recently, she requested the service of our warranty team and had this to say about her experience:

“Mr. Greg Jones has been very responsive in communicating with me through telephone & e-mail. Mr. Al Colon was on time and has gone extra miles with the repairs. Mr. Jones was on time with the flooring subcontractor and he made sure the subcontractor did all of the repairs correctly. Very impressed with warranty service!”

-Petula, Satisifed Homeowner

When you decide to live in a Dragas Community, you’re not just getting a house, you’re getting Affordable Excellence. Experience the Dragas Difference today at dragas.com.

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Posted in Homeowner Testimonials, Homeowner Tips, Kings Pointe at Western Branch, Meet the Dragas Team, New Communities, Tip of the Day | Tagged , , , , , | Leave a comment

Dragas New Homes Incentives

PLUS up to $10,000 off the base price of the King’s Pointe Flats at Western Branch.

For more info & details on how you can receive these amazing incentives visit dragas.com

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Posted in Dragas Mortgage Company, Homeowner Tips, Kings Pointe at Western Branch, Tip of the Day | Tagged , , , , , , | Leave a comment

Go Buy Your Own Home.

You’ve heard it time and time again, “for as much as you’re paying in rent, you might as well buy your own home”. There’s nothing like the feeling of seeing a home you want, saving for it, and getting it.

John Paulson is known as a an investment genius and hedge fund tycoon. When asked his opinion on the best investment one can make he replied–

“I still think, from an individual perspective, the best deal investment you can make is to buy a primary residence that you’re the owner-occupier of.”

He goes on to say–

“Today financing costs are extraordinarily low. You can get a 30-year mortgage somewhere around 4.5 percent. And if you put down, let’s say, 10 percent and the house is up 5 percent, which is the latest data, then you would be up 50 percent on your investment”

-Keeping Current Matters

With all of the different investment properties, stocks, bonds, and mutual funds out there to invest in, this mogul cited a home of your own as the best investment.

Our advice, listen to the expert. With recent price reductions at King’s Pointe at Western Branch, having a place to call your own is now more feasible than ever.

dragas.com (757) 606-2999

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Posted in Homeowner Tips, Kings Pointe at Western Branch, New Communities, Tip of the Day | Tagged , , , , , , | Leave a comment

We’ve Found Your Happy Place

Researchers from Harvard University and the University of British Columbia for the National Bureau of Economic Research conducted a study to see which U.S. Region had the happiest people. Hampton Roads was ranked -drum roll- NUMBER 2 among large regions in the country!(PilotOnline.com)

Perhaps it’s the balance of urban, suburban, and rural life that make our region so happy. Take advantage of the diversity of Hampton Roads, and go out and enjoy the perfect weather headed our way. Be Happy.

-The Dragas Companies

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Homeowners Armed With Knowledge | H.A.W.K. PROGRAM

The FHA recently announced a program entitled Homeowners Armed With Knowledge (H.A.W.K.). H.A.W.K. is a housing counseling program created to increase access to credit for first-time homebuyers who are often underserved.

Consumers who participate in housing counseling get individualized, objective advice on understanding the rights and responsibilities of homeownership, addressing credit and savings barriers, and meeting their overall housing and financial goals.
-U.S. Dept. of Housing and Urban Development

Studies have shown that Housing Counseling  participants have a 29%  lower delinquency rate. The launch of this program is a step towards the official integration of housing counseling into the home buying process. Loansafe.org – Free Online Mortgage Assistance organization detailed the benefits of the program—

For participating in the program, FHA will give borrowers who qualify a 50 basis point reduction in the upfront mortgage insurance (MI) premium and a 10 basis point reduction in the annual premium at the time of loan origination. Eligible borrowers will have to be to first-time homebuyers who also complete the HUD approved housing counseling program. In addition, mortgages that remain in good standing will also receive further fee reductions, which could add up to thousands of dollars in savings over the life of their loan.

Buying a home is one of the greatest investments you’ll make in your lifetime; being armed with knowledge will be your greatest asset. We here at The Dragas Companies make it a point to keep you informed and aware so that you too can be a confident, responsible homeowner.

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Posted in Homeowner Tips, Tip of the Day | Tagged , , , , , | Leave a comment

Hadley Park at Greenbrier: OPENING NOVEMBER 2014

Hadley Park at Greenbrier features 92 luxury villas, two fountain ponds, and a neighborhood pool, all framed by lush landscaping.

This charming new neighborhood is the happy medium between privacy and close-to-it-all convenience. With dining, entertainment, and family parks just  moments away there will never be a shortage of things to do.

Hadley Park at Greenbrier- It’s a natural.

dragas.com | (757) 410-0087

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Posted in Hadley Park at Greenbrier, Homeowner Tips, New Communities, Tip of the Day | Tagged , , , , , , , , | Leave a comment

ONE-LEVEL LIVING of King’s Pointe Flats

DOWNSTAIRS for breakfast, UPSTAIRS to get dressed, DOWNSTAIRS to throw clothes in the Washer, UPSTAIRS to put away clothes from the Dryer, back DOWNSTAIRS to hop in the car and start running your Saturday errands…Whew!

We all love exercise, but has the “Upstairs-Downstairs Workout” taken its toll on you? It’s time for you to experience the convenience of one-level-living at the King’s Pointe Flats at Western Branch.

In King’s Pointe Flats, everything you need is on one level– Kitchen. Bedrooms. Laundry Room. Everything.

CALL – VISIT – EXPLORE

Models Open Daily 11a-6p Sunday 12p-6p

(757) 606-2999

dragas.com

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Posted in Homeowner Tips, Kings Pointe at Western Branch, New Communities, Tip of the Day | Tagged , , , , , , , , | Leave a comment

The Perfect Storm

The perfect storm of  low mortgage rates and high volumes of homes on the market have led to an increase in pending home sales.

According to the National Association of Realtors (NAR), the Pending Homes Sales Index has increased 6.1% from April to May. Yet another positive sign of the times.  A month-to-month increase of that magnitude has not been seen in over four years.

Lawrence Yun, the chief economist of the NAR, expects improvements in the selling of houses on the market, stating-

“Sales should exceed an annual pace of five million homes in some of the upcoming months behind favorable mortgage rates, more inventory and improved job creation,”.

Be 1 of the 5,000,000 who take advantage of this Perfect Storm. Check out dragas.com today.

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Posted in Community Involvement, Homeowner Tips, Tip of the Day | Tagged , , , , , , | Leave a comment

SPENCE CROSSING AT PRINCESS ANNE IS FINALLY HERE

CROFTON

You’ve  seen the 10-foot signs, tractors, diggers, and massive acreage of land on the corner of Salem Rd. and Lynnhaven Pkwy., all preparing Hampton Roads for the arrival of the premier community – Spence Crossing at Princess Anne.

Spence Crossing will feature luxury villas, town homes, and single-family houses all with numerous floor plans and amenities.

Crofton will be the first community to open at Spence. 160 luxury villas, with high-end detailing and spacious 2-and-3 bedroom floor plans. Presales start in a few weeks!

Want to stay in the know about Spence Crossing at Princess Anne? Take 45 seconds to submit an Interest Requests on dragas.com.

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Posted in Crofton at Spence Crossing, Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , | 4 Comments