DRAGAS FLOORPLAN FRIDAY: THE HICKORY TOWER

The Hickory Tower

Looking for a downstairs Master Suite? You may want to take a look at this…

|The Essentials|

3 bedrooms, 2.5 baths, 9′ Ceilings, Wide Interior Doors, Private Patio

|The Designer Kitchen|

Open-Concept Kitchen w/ Breakfast Bar, Stainless Steel Appliances, 42″ High Wall Cabinets

|The Amenities|

Pre-wired phone & TV,  Outdoor Kitchen, Resort-style pool, Private Community Center

|The Dragas Peace of Mind|

10-year Warranty program, Individual Product & Appliance Warranties as applicable

This model can be found at Hadley Park at Greenbrier, King’s Pointe at Western Branch, and Crofton at Spence Crossing. This layout boasts a spacious downstairs Master Suite complete with a pampering bath and Elongated Toilet. Of the two bedrooms upstairs, one can double as an office; while the high-tower ceiling in the other makes it the perfect getaway.

Interested in this floorplan? Take the next step, head over to dragas.com today.

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Posted in Homeowner Tips, Kings Pointe at Western Branch, New Communities, Tip of the Day | Tagged , , , , , , , , | Leave a comment

Affordable Excellence: VHDA & The Dragas Companies

In the market for a new affordable home?

The Virginia Housing Development Authority (VHDA) is a helpful housing organization whose mission is to help Virginians attain quality, affordable housing. Their aim is to help first-time homebuyers make an informed decision about the purchase of their home through free classes that cover the homebuying process from start to finish.

The courses cover pertinent topics like: Managing your Finances and Creating a Spending & Savings Plan. Classes are held just about every day throughout the state of Virginia. Take a look at the VHDA Class Schedule to see when & where you can attend. These classes are required for persons seeking a VHDA loan but are open to all first-time homebuyers.

Our Loan Officer, Connie Clyburn, was recently recognized by the VHDA as one of the top-producing VHDA loan officers in the region. This prestigious award highlights the Affordable Excellence standard The Dragas Companies has set in place. Contact Dragas Mortgage Company today to learn more about how you can benefit from VHDA.

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Posted in Dragas Mortgage Company, Homeowner Tips, Meet the Dragas Team, Tip of the Day | Tagged , , , , , | Leave a comment

Homeowners Net Worth

The National Association of Realtors recently took an in-depth look at the home equity of homeowners. The NAR then consolidated their findings into five informative points–

  • In the past 15 years, the net worth of the typical homeowner has ranged between 31 and 46 times that of the net worth of the typical renter.
  • Homeowner equity is a substantial component of homeowner wealth. The Federal Reserve’s Survey of Consumer Finances, conducted once every three years, provides a snapshot of family income and net worth along with basic demographic details and more detailed information on where families keep the wealth they have accumulated.
  • The most recent survey, conducted in 2013, offers a picture of the situation as home and equity prices normalized for most household balance sheets.
  • Data shows that median homeowners had nearly $200,000 in net worth or 36 times that of the median renter who had just over $5,000. The median value of owners’ homes was $170,000.
  • Many households own a primary residence (65.2 percent). It is the most commonly held non-financial assets after vehicles (86.3 percent).

We here at The Dragas Companies are working to keep you educated on housing market trends and real estate developments through dedicated research and analysis. We compile the statistics and findings from trusted real estate organizations like National Association of Homebuilders, Keeping Current Matters, MSN Real Estate, CNN Money, National Association of Realtors, and others. Our hope is that our blog will serve as a tool to help you make an informed decision about your investment in a new Dragas home.

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Posted in Homeowner Tips, Tip of the Day | Tagged , , , , , , | Leave a comment

King’s Pointe at Western Branch

Royalty: Defined.

The condominiums at King’s Pointe at Western Branch are available in various floor plans that are sure to meet and exceed several must-haves on your “New Home Wishlist”. Whether you’re looking for a cozy one-level or a two-story condo, you can find it at King’s Pointe.  The amenities of King’s Pointe include a pool, cabana, outdoor kitchen and Community Center. The private Community Center is the ideal venue for birthday celebrations, company events, and a variety of parties.

King’s Pointe at Western Branch is conveniently located less than 10 minutes from the shopping, dining, and entertainment of Chesapeake Square.

Call Kelly and Lauren today to learn more (757) 606-2999.

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Posted in Kings Pointe at Western Branch | Tagged , , , , , , , | Leave a comment

38% Less Expensive to Buy a Home

Trulia, is a national company known for analyzing and providing information on real estate market trends. Their recent Rent vs. Buy Report revealed the staggering statistic that nationally buying a home is 38% less expensive than renting one.

Interestingly enough, the chief reason behind homeownership affordability is the fact that mortgage rates have been maintaining reasonable lows. Mortgage rate are a lot less volatile when compared to rental costs– making owning a home a more sound option.

All in all, the timing of our three newest communities King’s Pointe, Hadley Park, and Crofton coincide with the ideal time to lock in a low mortgage rate. Dragas Mortgage Company is on hand to assist you with the process every step of the way. Ready to prequalify? Start here.

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Posted in Crofton at Spence Crossing, Dragas Mortgage Company, Kings Pointe at Western Branch | Tagged , , , | Leave a comment

Dragas Floorplan Friday: THE DOGWOOD

The Dogwood

|The Essentials|

2 bedrooms  2.5 baths, Office, Private Patio

|The Designer Kitchen|

Open Layout with Breakfast Bar, 42″ High Wall Cabinets, Electric Smooth Top Range

|The Amenities|

Pool, Cabana, Outdoor Kitchen

The Dogwood can be found at the three newest Dragas Condominium Communities: King’s Pointe at Western Branch, Hadley Park at Greenbrier, and Crofton at Spence Crossing. With so many locations and upgrade options you can be sure to find a location and home design that fits your lifestyle! Visit dragas.com for more info on the Dragas Communities.

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Posted in Crofton at Spence Crossing, Hadley Park at Greenbrier, Homeowner Tips, Kings Pointe at Western Branch, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , | Leave a comment

Sneak Peek: Fernhill at Spence Crossing

Spence Fever is still running high throughout the region. The Community Center is going up, Crofton is filling up, and the next Spence Crossing at Princess Anne neighborhood, Fernhill, is waiting in the wings. These digital renderings are the first look at the Modern Villas of Fernhill. The Fernhill condominiums will feature two Master Suites, large walk-in closets, designer kitchens, and access to all of the Spence Crossing amenities. Fernhill is set to debut in early 2015.

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Posted in Fernhill at Spence Crossing, Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , | Leave a comment

The Seasons & Mortgage Rates are Changing

All good things come to those who don’t wait.

Waiting to start the homebuying process may cause you to incur higher mortgage rates in the long run. Experts contend that current mortgage rates are impressively low, and are sure to rise next year.

If a new home is what you and your family need, contacting Dragas Mortgage Company will be your first step towards savings.

Dozens of families have moved into their King’s Pointe home, purchased their Hadley Park condominium, or reserved their place at Crofton. With the holidays right around the corner, now is the perfect time to give your family the greatest gift of all, a new place to call “home”.

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Posted in Dragas Mortgage Company, Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , | Leave a comment

Hadley Park: Where Comfort Meets Convenience

Framing.

Is this your Hadley Park at Greenbrier home? It is? Great! It’s not? Well…why not?

Hadley Park is in the thriving section of Chesapeake, VA. A short bike ride will have you at the entryway to community parks, entertainment venues, and delicious restaurants. This community of only 92 villas is the perfect place for those seeking privacy and serenity. The manicured landscaping and charming ponds help to frame this intimate neighborhood.

Hadley Park is now selling; it’s time to move up and move into a beautiful new home of your own!

CALL OR CLICK TODAY  (757) 410-0087 | hadleypark@dragas.com

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Posted in Hadley Park at Greenbrier, Homeowner Tips, New Communities, Tip of the Day | Tagged , , , , , | Leave a comment

Spence

Get use to this view.

The Spence Crossing at Princess Anne, Community Center is certainly making it’s mark in Virginia Beach.

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Posted in Kings Pointe at Western Branch | Leave a comment

The Thought of Homeownership

The thought of saving for your next home may  be more intimidating than the actual act of doing so. Many potential homebuyers have let the thought of not having enough money or credit keep them from taking crucial steps toward homeownership. Millennials epitomize this trend, a recent Nomura study concluded that Millennials are the most underrepresented homebuying group despite the fact that many of them have qualifying credit scores and savings. Thoughts such as: “There’s no way I’ll have enough money for a down payment” or “The likelihood of my credit being good enough to buy a house is slim to none!”  often keep would-be buyers from even trying.

Instead they choose the most attractive alternative: renting. Recently Zillow reported that on average Renters tend to pay about 29.5% of their income to rent, while Homeowners can expect to pay only 15.3%. In the long run, renting will give you a m,uch smaller return on investment.

Our advice? Give it a shot. Contact Dragas Mortgage Company, and see if you qualify.

Take the first step in owning your Dragas home, head over to dragas.com to view our new condominium communities. With the variations of location and floor plans you are sure to find a neighborhood that suits your lifestyle. We’ve made the homebuying process a bit simpler by streamlining our services to assist you every step of the way. Go ahead and fill out your prequalification application online today.

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Posted in Dragas Mortgage Company, Homeowner Tips, New Communities, Tip of the Day | Tagged , , , , | Leave a comment

DRAGAS FLOORPLAN FRIDAY: The Chestnut

Each Friday in the month of September we will spotlight one of our Floor Plans to give you an inside look at our homes.  The spotlight will explain the benefits of each layout and which Dragas community you can find them in. This week we’ll give you an inside look at–

THE CHESTNUT

The Chestnut features 3 bedrooms, 2.5 baths, and an office. This two-story home is equipped with a designer kitchen and complimentary stainless steel appliances. The bar  counter gives the home a modern look and is perfect for entertaining friends and family. Right outside the open dining area is the private patio– the ideal spot for a fire-pit and lawn furniture. Just off the patio is a convenient outdoor storage room to house your seasonal equipment such as skis and bikes.

Upstairs, the laundry room is conveniently located next to the three spacious bedrooms. (No more, lugging laundry baskets up and down the stairs!) Large closets and windows complete this floor plan.

The Chestnut Model can be found at Hadley Park, King’s Pointe, and soon Crofton! These Dragas communities are located in the Greenbrier area of Chesapeake, the Western Branch area of Chesapeake, and the heart of Virginia Beach, respectively.

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Posted in Crofton at Spence Crossing, Hadley Park at Greenbrier, Homeowner Tips, Kings Pointe at Western Branch, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , | Leave a comment

Packing 101: To Keep or Not To Keep

So you’ve made the decision to move into a Dragas community. Now as you begin the packing process you’ll probably ask yourself a dozen times, “To Keep or Not To Keep?”. We’ve all found ourselves in this bizarre head-space where we try to silence our inner “Pack Rat” and instead tap into the organized, sensible being that will let go of 10 year old movie tickets and random odds & ends.

A recent GoodHousekeeping article featured expert advice from three Professional Organizers– Barbara Reich, Jodie Watson, and Geralin Thomas — who put together a packing survival guide of sorts, that is sure to make packing easy. Essentially, the nuts and bolts of it all is, anything with sentimental value, legal ties, or of necessity should be toted to your next home. Check out the article on GoodHousekeeping.com. Which 5 would you choose?

We chose our TOP 5 Keepers from the list:

Family heirlooms

Photographs

Important paperwork

Decorative and sentimental items that bring back precious memories

Emergency supplies

We pride ourselves on helping families experience The American Dream through affordable housing. After the walls and beams go up we leave it to you to turn the infrastructure into a home filled with heirlooms, photos, and decor.

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Posted in Homeowner Tips, New Communities | Tagged , , , | Leave a comment

What’s So Great About a Condo Anyway?

We’re glad you asked.

A condominium is a private community of detached or attached homes in which individual owners reside, and own an equal portion of the property and amenities. The grounds and homes are maintained by the Condominium Association; alleviating the “burden” of having to mow your own lawn, or repair exterior damages from a severe storm. The Dragas condos bring resort-like amenities to your doorstep with complementary pools, fitness centers, and playgrounds. Our newest community Spence Crossing will even have a basketball court! Yes, we build and maintain a private Rec Center solely for you and your neighbors. Each of our condominium communities features a Clubhouse that can be used for fun family events throughout the year!

Our newest communities Hadley Park at Greenbrier, King’s Pointe at Western Branch, and Spence Crossing at Princess Anne feature spacious, hassle-free condo living. Take the first step toward homeownership by checking out our different condominium activities today!

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Posted in Homeowner Tips, Kings Pointe at Western Branch, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , | Leave a comment

The Thought of Homeownership

The thought of saving for your next home may  be more intimidating than the actual act of doing so. Many potential homebuyers have let the thought of not having enough money or credit keep them from taking crucial steps toward homeownership. Millennials epitomize this trend, a recent Nomura study concluded that Millennials are the most underrepresented homebuying group despite the fact that many of them have qualifying credit scores and savings. Thoughts such as: “There’s no way I’ll have enough money for a down payment” or “The likelihood of my credit being good enough to buy a house is slim to none!”  often keep would-be buyers from even trying.

Instead they choose the most attractive alternative: renting. Recently Zillow reported that on average Renters tend to pay about 29.5% of their income to rent, while Homeowners can expect to pay only 15.3%. In the long run, renting will give you a m,uch smaller return on investment.

Our advice? Give it a shot. Contact Dragas Mortgage Company, and see if you qualify.

Take the first step in owning your Dragas home, head over to dragas.com to view our new condominium communities. With the variations of location and floor plans you are sure to find a neighborhood that suits your lifestyle. We’ve made the homebuying process a bit simpler by streamlining our services to assist you every step of the way. Go ahead and fill out your prequalification application online today.

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Posted in Dragas Mortgage Company, Homeowner Tips, Tip of the Day | Tagged , , , | Leave a comment

CROFTON OPEN HOUSE

The Model Homes at The Grove at The Arboretum are a representation of the Luxury Villas of Crofton. This is the LAST WEEKEND all three of our fully decorated models will be available to tour, so don’t miss your chance to visit us! After they close you’ll have to wait until Crofton debuts in November to walk our fully decorated models!

There will be a Dragas Mortgage Company Loan Officer on-site from 11am-4pm to assist with a complementary prequalification application.

Can’t make it Saturday? No problem! You can contact Katie or Phyllis to schedule a private appointment, (757) 673-6347.

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Posted in Crofton at Spence Crossing, Dragas Mortgage Company, Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , | Leave a comment

Spence Crossing at Princess Anne: Seeing is Believing

Spence Crossing was first announced in the Spring of 2013 when we broke ground for The Apartments.  Since then we’ve revealed plans to build an expansive residential area, complete with 3-story townhomes, villas, and single-family homes. Spence Crossing at Princess Anne sparked a buzz across the Greater Hampton Roads area and spread like wildfire up and down the east coast. “Spence Fever ” has resulted in people from all over inquiring about the debut of this premier community.

Crofton, Fernhill, Hallstead, and Mallory will all be centered around the Community Center; one of the most anticipated features of Spence Crossing. The Community Center is the central hub that will house a 24-hour fitness center, resort-style pool, outdoor kitchen and cabana, and large lounge area complete with a flat-screen TV. Next to this Center will be the basketball court and playground.

Like us, we know you’re anxious to see Spence Crossing at Princess Anne come alive. If you drive down to the intersection of Salem Rd. and Lynnhaven Pkwy. in Virginia Beach you can now get a peek at the Community Center, and if you look to the left you can catch a glimpse of the early stages of the Crofton community.

Head over to dragas.com to learn of other exciting, new communities.

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Posted in Crofton at Spence Crossing, Fernhill at Spence Crossing, Hallstead at Spence Crossing, Homeowner Tips, Mallory at Spence Crossing, New Communities, Spence Crossing at Princess Anne, The Apartments at Spence Crossing, Tip of the Day | Tagged , , , , , | Leave a comment

Condos & Single-Family Home Sales Are Climbing

Over the course of the past 46 years The Dragas Companies has become synonymous with spacious and affordable condominiums; hundreds of families have taken up permanent residence in Dragas Communities in Hampton Roads. Condos offer the convenience of homeownership without the sole responsibility of maintenance.

As the National Association of Realtors infographic shows our region (The South) took in the highest amount of capital in home sales, $2.12 million. Monies from Condo and Co-op sales made up a large part of that total. These numbers serve as a reassuring nudge, encouraging those of you straddling the fence to take the plunge into a Dragas condominium community.

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Posted in New Communities, Tip of the Day | Tagged , , , , , , , | Leave a comment

The Housing Market is Gaining Momentum

“The number of houses for sale is higher than a year ago and tamer price increases are giving prospective buyers less hesitation about entering the market. More people are buying homes compared to earlier in the year and this trend should continue.” – Lawrence Yun, Chief Economist, National Association of Realtors

The brutal winter earlier this year contributed to the slow start to the 2014 Housing Market. The weather deterred sellers and buyers from being active. Now that the weather has warmed up, houses are selling left and right. In fact, Move Inc. recently released stats pointing to this past Spring as one of the strongest seasons in the past few years. Experts contend that the trend will only continue.

Ofcourse those looking to sell their home are pleased to hear that existing home sales are up. But, what about the Buyers? Well, you’ll be pleased to learn that not only do you have more of an inventory to choose from, but there is a minimal price increase on the homes.

So what does all of this mean?

If you’re looking to sell your home and get in on new construction in Virginia Beach or Chesapeake, now is the time. Spence Crossing at Princess Anne, Hadley Park at Greenbrier, and King’s Pointe at Western Branch are 3 Dragas communities that are being built as you read this blog. Head over to dragas.com to learn more about your future investment.

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Posted in Crofton at Spence Crossing, Fernhill at Spence Crossing, Hadley Park at Greenbrier, Hallstead at Spence Crossing, Homeowner Tips, Kings Pointe at Western Branch, Mallory at Spence Crossing, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , , , , , , | Leave a comment

VOTE for FORKIDS – Coastal Virginia Giving Back Awards

The “Giving Back Awards” recognize the unsung heroes who address the often overlooked needs of our community. The winning non-profit organizations will be profiled in the November/December 2014 issue of Coastal Virginia Magazine and honored at a special awards reception.

ForKids Inc. is a powerful force in our community, whose mission of breaking the cycle of homelessness and poverty has altered the lives of dozens of families. Our Dragas Team supports the efforts of this charitable organization in numerous ways. Earlier this year The Dragas Companies once again had the honor of serving as the Title Sponsor for ForKids Inc. biggest event, The Gala Art Auction.

Please join us as we cast our votes to make ForKids’ the winner of the Giving Back Award!

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Posted in Community Involvement, Meet the Dragas Team, Tip of the Day | Tagged , , , , | Leave a comment

Hadley Park at Greenbrier Open House

Framed by manicured landscaping, and two charming ponds with fountains, Hadley Park at Greenbrier brings the beauty of nature to your doorstep.  Slated to open in November, Hadley Park is the newest Dragas Community in Chesapeake. This private neighborhood of 92 luxury villas is filling up fast with friendly families, all looking for lush living in the comfortable Greenbrier area of Chesapeake, VA.

This open house will take place at The Grove at The Arboretum. The Model Homes at The Grove at The Arboretum are a representation of the Hadley Park floor plans. These Models will only be open for another month; once they close you’ll have to wait until Hadley Park opens in November to walk our fully decorated models!

You can prequalify and even write a contract onsite this Saturday! From 11am-3pm, there will be a Dragas Loan Officer present to assist with complimentary Prequalification Applications. This is an event you don’t want to miss!

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Posted in Dragas Mortgage Company, Hadley Park at Greenbrier, Homeowner Tips, New Communities, Tip of the Day | Tagged , , , , , , , | Leave a comment

Hadley Park at Greenbrier – NOW SELLING!

Move up and move in to a beautiful new home of your own at Hadley Park at Greenbrier. This private community of 92 luxury villas boasts spacious two and three bedroom floor plans- with the option of a downstairs master suite. The open, airy living and dining rooms give way to well-planned designer kitchens with energy-efficient appliances. Complimentary and nearby amenities make Hadley Park the most comfortable neighborhood in Chesapeake.

Call Maureen or Rosely today, to learn more (757) 410-0087.

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Posted in Hadley Park at Greenbrier, Homeowner Tips, New Communities, Tip of the Day | Tagged , , , , , | Leave a comment

Spence Fever, do you have the bug?

13 CROFTON HOMES OFF THE MARKET IN 13 DAYS!

The frenzy surrounding Spence Crossing at Princess Anne is contagious. 13 days after the start of Crofton presales, 13 homes were sold. 13 in 13 days, unprecedented!

We would like to say CONGRATULATIONS to the 13 new homeowners and their families. You will absolutely love living at Spence Crossing. This premier community is centrally-located near shopping, dining, great schools, and even the Farmers Market! But with so many amenities you may not even want to leave your home–the fitness center, pool, community center, basketball court, and even private playground for the little ones will keep you entertained  and occupied.

Do you have the Spence Bug too? Anxious to learn more about Spence? The modern villas of Fernhill, 3-story townhomes of Mallory, and the single-family homes of Hallstead are all on the way. Be sure to stay in the loop of all things Spence! Sign Up on dragas.com today!

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Posted in Crofton at Spence Crossing, Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , , | 6 Comments

HARVARD’S 5 FINANCIAL REASONS TO BUY A NEW HOME

Recently the housing market experts at Keeping Current Matters shared Harvard University’s Top 5 Reasons to purchase a new home:

1.) Housing is typically the one leveraged investment available.

Homeownership allows households to amplify any appreciation on the value of their homes by a leverage factor.

2.) You’re paying for housing whether you own or rent.

Either you’re paying down your own principal or you’re paying down your landlord’s principal.

3.) Owning is usually a form of “forced savings”.

“Forced savings” refers to the tendency of homeowners to consciously save  money each month for the payment of their mortgage.

4.) There are substantial tax benefits to owning.

“Homeowners are able to deduct mortgage interest and property taxes from income…On top of all this, capital gains up to $250,000 are excluded from income for single filers and up to $500,000 for married couples if they sell their homes for a gain.”

5.) Owning is a hedge against inflation.

“Housing costs and rents have tended over most time periods to go up at or higher than the rate of inflation, making owning an attractive proposition.”

Owning  a home of your own just makes sense. The question is which Dragas Community houses the home for you? King’s Pointe at Western Branch, Hadley Park at Greenbrier, and Spence Crossing at Princess Anne all boast a variety of floor plans and amenities sure to fit your lifestyle and needs.

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Posted in Crofton at Spence Crossing, Hadley Park at Greenbrier, Homeowner Tips, Kings Pointe at Western Branch, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , , , , , , , | Leave a comment

First-Time Homebuying with The Dragas Companies

The June 2014 REALTORS Confidence Index revealed that 28% of survey participants’ last home buying transaction was with a first time home buyer.

This number highlights the shared hesitation of people who are entering the real estate market for the first time. We get it, buying a home is one of the biggest purchases you’ll ever make in your life, and with so many options, rules, and regulations out there it’s natural to be a bit nervous and cautious when buying.

The government recently introduced the H.A.W.K. Program (Homeowners Armed With Knowledge), to equip first time homebuyers with the insight needed to be confident, responsible homeowners. Participants of this program will get point reductions on their premiums and fee reductions on their loans. You can jump back to a previous Dragas Blog to learn more.

Here at The Dragas Companies we have streamlined the homebuying process to increase the ease and level of understanding of the purchase process. We are with you every step of the way from the discovery of our communities, to prequalification through Dragas Mortgage Company, to meeting with our community Sales Agents, and even after you settle in to your new home we give you peace of mind with the guarantee of our Warranty Team.

So take a deep breath, and prepare to invest in your future. Start the process on dragas.com today.

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