Rent vs. Own

“To rent or not to rent”…that is STILL the question.

Renting is a great stepping stone towards homeownership. It reinforces disciplined budgeting and gives that sense of independence that many Millennials are searching for. However, the volatile nature of Rent may raise some red flags about the level of financial independence renting is able to provide.

Owning a home comes with many definites, one being monthly mortgage costs. Once you lock in your rate, it’s just that, locked in. Renting subjects you to fluctuations that could ultimately affect the down payment you’re saving up for. Home Buying Institute estimates down payments to be between 0%-20% with an average of 10%. Homeownership is more feasible than you may think; be slow to count yourself out! Dragas Mortgage Company is on hand to answer any and all questions about loan qualification and mortgages. Low monthly payments make homeownership affordable! You can own for less than you’re probably paying in rent!

Ready to see if you pre-qualify? Click here.

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Posted in Crofton at Spence Crossing, Fernhill at Spence Crossing, Hallstead at Spence Crossing, Mallory at Spence Crossing, New Communities, Tip of the Day | Leave a comment

Spence Crossing at Princess Anne: Welcome to Convenience

Well-planned, livable communities are our specialty.  Gone are the days where people prefer the country mile over a short jaunt to the nearest store or restaurant. There’s now a growing trend of people seeking close-to-it-all convenience. Close to friends, close to family, close to entertainment & recreation. Just close. Really close, within walking distance close. Well, we hear you. And this is the year that we bring a whole new level of convenient living to Virginia Beach.

A study released by Demand Institute revealed the Top Five places movers want near their next home–

Grocery Stores, Healthcare Services, Retail, Restaurants, & Parks– in that order!

When it comes to your neighborhood, what would you like to see nearby? Spence Crossing at Princess Anne is located in the heart of Virginia Beach with grocery stores, malls, theaters, health centers, and even a Farmer’s Market all within a few miles! The Spence amenities alone may make you turn in your Rec Center membership with pocket parks, a pool, outdoor kitchen, huge clubhouse, 24-hour fitness center and basketball court –convenient, fit-living is yours.

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Posted in Crofton at Spence Crossing, Fernhill at Spence Crossing, Hallstead at Spence Crossing, Homeowner Tips, Mallory at Spence Crossing, New Communities, Tip of the Day | Tagged , , , | Leave a comment

We Build Homes & Hope in Hampton Roads

http://forkidsva.org/SpecialEvents/art_auction/Art%20Auction%202015/artAuction15.html

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Posted in Community Involvement | Tagged | Leave a comment

Back to the Future.

Flashback to 2008– the housing market is saturated with short sales & foreclosed homes. Home values are depreciating left & right and there are extremely low barriers to entry. The overhaul of foreclosed homes on the market made for tough competition among Sellers.

Fast-forward to 2015– we’re out of the woods. America has bounced back from the Recession & the housing bubble has popped, leaving us in a sudsy market of New Construction & competitively priced homes. Foreclosed homes are not nearly as common as they were in 2008, giving Sellers the confidence to put their homes up for sale. The current state of the housing market is beneficial for both Buyers and Sellers. Sellers can now competitively price their home while Buyers now have more modern, customized living choices from the rise of new construction.

Take a look at the infographic below to see why people are seeking out new construction. 

Newly constructed, well-planned communities is our specialty.

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Posted in Crofton at Spence Crossing, Fernhill at Spence Crossing, Hadley Park at Greenbrier, Hallstead at Spence Crossing, Homeowner Tips, Mallory at Spence Crossing, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged | Leave a comment

Dr. Seuss: The Teacher of Practical Life

Today we celebrate the 111th birthday of Dr. Seuss

Dr. Seuss has written 44 children’s book that have been translated into 15 different languages. His witty use of small words & creation of memorable characters has sparked the love of learning in kids around the world. The children of ForKids Inc. are no different, this year the organization’s Art Auction & Casino Night will feature artwork made by kids of the program– in a Seussical fashion.

For the 3rd year The Dragas Companies is proud to be the title sponsor of this event. If you’re looking for a fun night for a worthy cause contact ForKids at 757-622-6400 to reserve your seat!

2015 ForKids Children’s Art Auction and Casino Night

Save the Date: March 21, 2015 | Norfolk Waterside Marriott

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Posted in Community Involvement, Homeowner Tips, Tip of the Day | Tagged , , , | Leave a comment

Virginia Is Not Just For Lovers.

Virginia is not just for lovers. According to the Gallup-Healthways Well-Being Index, Virginia is good for more than just love– VA residents raved about the sense of purpose & community, financial stability, friends, and level of healthy energy that comes from living in this state. Virginia ranked in the 2nd quintile for level of “well-being”. Take a look below to see the details of each category–

  • Purpose: liking what you do each day and being motivated to achieve your goals
  • Social: having supportive relationships and love in your life
  • Financial: managing your economic life to reduce stress and increase security
  • Community: liking where you live, feeling safe, and having pride in your community
  • Physical: having good health and enough energy to get things do

Well-planned communities in the state known for its level of overall well-being, is where you can find us. And we’re here to stay. For over 45 years The Dragas Companies has been connecting first-time homebuyers with The American Dream of comfortable, affordable housing. Head over to dragas.com to see how to make that happen.

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Posted in Homeowner Tips, New Communities, Tip of the Day | Tagged , , | Leave a comment

Think Warm Thoughts

Mark your calendars. One month from today is the very first day of Spring! Blooming trees & budding flowers will be a welcomed site but even more exciting are the Spence Crossing at Princess Anne & Hadley Park at Greenbrier Open House events. This Spring the sites will be hosting several mixers for prospects who are interested in the neighborhoods. Food, family, friends, & fun will be the theme of the season.

Until then, be sure to bundle up & browse dragas.com to get a feel for which Dragas Community is best for you!

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Posted in Community Involvement, Hadley Park at Greenbrier, Homeowner Tips, New Communities, Tip of the Day | Tagged , , , , | Leave a comment

Spence Crossing at Princess Anne: A Resort Called Home

FROZEN.

Winter snow has turned the hub of Spence Crossing at Princess Anne into what appears to be a picturesque ski lodge. The stone fireplace & snow-capped roof resemble a cabin in a Massanutten brochure. This coming Winter you can be drinking hot chocolate from the Spence Coffee Bar, while snuggled up by the fire watching your favorite movie– inside of this snapshot. Now, as cozy & welcoming as that sounds, if you’re anything like us  you’re thinking much warmer thoughts. Chilly, single-digit temps have us all longing for sun rays & Ray Bans.

Come August, the Spence Crossing Community Center will be transformed into a Recreational Haven. With a 24-hour fitness center, resort-style pool, & super roomy lounge with TV & bar counters, entertaining & lounging will be a breeze. A warm, balmy breeze. Outside, the basketball court, pocket parks and interconnected walking trails will tie the 4 Spence Crossing communities together. Jogging, biking, & even the Tot Lot will add to the resort-level living of Spence Crossing at Princess Anne.

Which amenity are you looking forward to the most? Let us know below!

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Posted in Crofton at Spence Crossing, Fernhill at Spence Crossing, Homeowner Tips, Mallory at Spence Crossing, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , | Leave a comment

NEWSFLASH: It’s Cold.

“Homeownership is still the cornerstone of the American Dream — a fact you can see in the lives of everyday folks. It’s a source of pride. It’s a source of wealth, providing both a nest and a nest egg. And it strengthens communities and fuels growth in the overall economy.”

-Julian Castro, Secretary for HUD

Brrrrrr. It’s cold outside.

But do you know what’s warm? Your Nest Egg! You’ve been sitting on your nest egg for months, maybe even years now waiting for the right moment to purchase your Dream Home. With 5 new Dragas Communities coming on board this year– it may be time to let the nest egg hatch.

First-time homebuyers we know that you’re in the market, ready to find a home that fits your lifestyle. So, we listened to your wants & took into account what you look for in a neighborhood. The result? Spence Crossing at Princess Anne. Spence Crossing is set to be the premier community of Virginia Beach, with numerous elevations & floor plans — ranging from 2 -4 bedroom homes & even 3 story townhomes– Spence just makes sense.

Crofton will be the first neighborhood to open at Spence Crossing. If  you take a drive down to the intersection of Salem Rd & Lynnhaven Pkwy, you’ll see the first few Luxury Villas standing tall. Crofton boasts three floor plans one of which has a downstairs Master Suite, & the others an upstairs laundry room. Crofton takes “low-maintenance” living to a whole new level!

Want a sneak peek of Crofton? Call (757) 673-6347 today!


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Posted in Crofton at Spence Crossing, Fernhill at Spence Crossing, Hallstead at Spence Crossing, Homeowner Tips, Mallory at Spence Crossing, New Communities, Tip of the Day | Tagged , , , , , , | Leave a comment

We Promise to Treat You Like Royalty, Valentine.

KING’S POINTE AT WESTERN BRANCH

CALL | VISIT | EXPLORE

(757) 606-2999 ~ 4350 Farringdon Way Chesapeake, VA 23321 ~ dragas.com

Saturday 11a-5p | Sunday 12p-5p

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Posted in Community Involvement, Kings Pointe at Western Branch, New Communities, Tip of the Day | Tagged , , , , , | Leave a comment

It’s Time to Increase Your Net Worth

The Survey of Consumer Finances is an annual review of family finances conducted by the Federal Reserve. The findings are often telling of the relationship between Americans & the educational, housing, and economic landscape in our country.

The most recent survey unveiled some truths related to homeownership. Arguably the most interesting is the fact that roughly 61% of U.S. Families Net Worth is found in home equity. Keeping Current Matters reports that this number is over 35x greater than that of a Renter. Why is there such a difference in the two? Simple. When you own a home your wealth increases as you build up your home equity, & when you rent, well you’re paying into your landlord’s equity.

Now, this is not to say that renting does not serve a purpose, because there are times when it certainly does. BUT we’d encourage you to compare your monthly rent to the monthly mortgages of Dragas Communities.  Take King’s Pointe for instance:

You could be paying less for something of your own. Ready to be a home OWNER?

dragas.com

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Posted in Homeowner Tips, Kings Pointe at Western Branch, New Communities, Tip of the Day | Tagged , , , , , | Leave a comment

The Housing Market is Looking Up

The Recession is over & the Housing Bubble has long floated away– things are looking up. Confidence in the housing market has spiked & for good reason, rates are low and housing inventory is high. A recent Gallup poll showed a 52% increase since the Recession kicked off in the mid 2000s. An increase in American Confidence is a nod toward the future of the real estate industry.

Buyers are buying, sellers are selling, & builders are building. Now that the housing market is gaining momentum the question is, “what are YOU doing?”.

Take the first step, head over to dragas.com to see which community best suits you… & we’ll take it from there.

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Posted in Homeowner Tips, Kings Pointe at Western Branch, New Communities, Tip of the Day | Tagged , , , , | Leave a comment

Extra! Extra! Read All About It!

So what does this mean to you? It means that it’s safe to step back into the market. With 5 communities & numerous floor plans coming on line this year, we have the community for you. Head on over to dragas.com to see which one best fits your lifestyle!

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The Stats Are In…

Homes Sales are increasing in our region! Perhaps it’s the draw of good weather or the “more bang for your buck” sized homes– whatever the reason homes are selling left & right. This is good news for people looking to sell & move-up. And with 13,808 homes selling every day, it’s safe to say that buyers are in the market looking for a new place to call home. Maybe it’s time to make your home available!

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Posted in New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , | Leave a comment

Millennials: Redefining the Ideal Home

Quaint Home with a Big Punch!

When the home is equipped with important trade-offs such as low-E windows, Energy Star-rated appliances & windows and programmable thermostats Millennial homebuyers often prefer a quaint size home in an amenity-packed neighborhood

& surrounding community, over a larger non-energy efficient home. This segment of buyers is more concerned about the long-term ROI & what their home can do for them.

Gone are the days where merely having a spacious bedroom was enough to reel in the masses. The trend of well-planned communities near shopping, dining, entertainment & rec centers is the new normal amongst the Millennial demographic. And with down-payment requirements dropping from 5% to 3% first-time homebuyers are even more inclined to step into the market & make their requests known.

Well, let us be the first to say “We Hear You”! We know that you want an affordable home that doesn’t make you sacrifice quality. The  standard features in our new homes mirror the Millennials’ Must-Haves detailed by the National Association of Home Builders (NAHB).

  • Separate laundry room
  • Linen Closet
  • Walk-In Closet
  • Garage/ Storage Space
  • Energy Efficient Appliances
  • Low-Maintenance Living
  • Bold, Contrasting Home Features

Come See for Yourself. The Model Homes of Hadley Park at Greenbrier are now open.

(757) 410-0087 | hadleypark@dragas.com

1551 Rollesby Way, Chesapeake, VA 23320

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Posted in Hadley Park at Greenbrier, Homeowner Tips, New Communities, Tip of the Day | Tagged , , , , | Leave a comment

So you say you want a new home…

Make sure you ask the questions that matter.

Okay, so you’ve decided to stop straddling the homeownership fence & dive into The American Dream. Throughout 2014 you went back & forth trying to decide if you should put your house on the market, move out of your apartment, or just stay put. Now that 2015 is gaining momentum, & Spence Crossing is coming out the ground, it’s time to make your move!

Keeping Current Matters (KCM) is a Housing Market Analytics organization that recently released the top 3 questions potential homebuyers must ask before stepping into the market.

Why in the world am I buying a home in the first place?

Where are home prices headed?

Where are mortgage interest rates headed?

You are the only one who has an answer to the first question.  You have to determine what is the underlying reason for your move. Commonly cited reasons are: looking to move-up into a bigger space, searching for more bang for the buck, or living in a recently emptied nest. Empty-nesters & Millennials alike are looking for a greater more diverse selction of homes to choose from. Due to an increased inventory of homes, home prices have become less competitive (thanks to good ole’ Supply & Demand).

As far as interest rates are concerned, they’re holding at 3.81% for a 30-year fixed loan. Economists are projecting that rate to increase as the year goes on–encouraging people to take advantage of the current rates.

No matter the reason, once you feel the itch to move it may be a sign of Spence Fever or the Dragas Bug. Families who move into Dragas Communities tend to be hooked for life, enjoying the luxury that comes along with well-planned, affordable homes in beautifully landscaped neighborhoods.

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Posted in Homeowner Tips, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , | Leave a comment

Multigenerational Living: Redefining Normal

We get it.

There’s a new normal when it comes to living arrangements. Gone are the days of the “typical” American household. Stats from the National Association of Home Builders (NAHB) reveal a growing trend in America: multigenerational households.

Nowadays, many households are a mix of a  head-of-household, child, parent, and/or grandchild. These unique needs are changing the way we build homes. We’ve expanded our unique value proposition by constructing homes with downstairs Masters, upstairs laundry, open kitchens, and walkable communities framed by pocket parks & numerous amenities.

We get it. Multigenerational families are in the market for a home that will accommodate all parties involved not just the HOH. Spence Crossing at Princess Anne is our way of saying “We Get It”. We know that a standard home doesn’t fit every family. Spence Crossing will feature 4 very different product types modern & luxury villas, single-family homes, and 3-story townhomes. With countless options, upgrades, elevations, and bathroom/bedroom counts Spence is sure to have the home you and your entire family have been searching for.

Give Spence Crossing a call to see which neighborhood is best for you! (757) 673-6347!

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Posted in Crofton at Spence Crossing, Fernhill at Spence Crossing, Homeowner Tips, Mallory at Spence Crossing, New Communities, Tip of the Day | Tagged , , , | Leave a comment

Martin Luther King, Jr. – Day of Service

As we sit back & reflect on our great Nation & all of the strides that have been made to realize liberty, justice, & equality for all we’re encouraging everyone to get out & volunteer in the community today.

There are numerous Service Projects going on around Hampton Roads. If you’re looking for a place to serve or an event commemorating Martin Luther King, Jr.’s legacy please click here to find out what’s going on in your area!

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Posted in Community Involvement, Tip of the Day | Tagged , | Leave a comment

Take a Walk on the Calm Side at Hadley Park at Greenbrier

“Food…Drinks…Floor Plans… Oh, My!”

Ready to move out of your apartment? Or simply just looking for a peaceful, new neighborhood? Come on out to Hadley Park’s Soft Opening this weekend & walk the floor plans of your Dream Home.

  • Private Patios
  • Walk-in Closets
  • Available Downstairs Master
  • Open Concept Kitchen
  • Stainless Steel Appliances
  • 2-3 Bedrooms
  • 2nd floor laundry room
  • Office
  • Low Maintenance Living

There will be a Dragas Mortgage Officer on site from 1p-3p to assist with prequalification & finance questions.

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Posted in Community Involvement, Dragas Mortgage Company, Hadley Park at Greenbrier, Homeowner Tips, Meet the Dragas Team, New Communities, Tip of the Day | Tagged , , , , , , , | Leave a comment

Winterize Your Wednesday

Welcome to Winter.

The bitter cold temps & winds can be unforgiving on your hands, face…and house. The extreme winter weather often prompts people to pump up the heat & cozy up under a warm vent. We would like to encourage you to instead grab a cozy sweater & read on to learn some quick & easy tips from Popular Mechanics to Winterize Your Home.

1. Don’t Let Father Winter In

The U.S. Department of Energy reports that drafts waste 5%- 30% of your total energy. If you feel a draft coming in through a window or under a door plug it up with a homemade draft snake or a rolled up towel. Keeping that cold air out will keep your heating system from working overtime.

2. What Comes Around Goes Around

You know that funny-looking shaped object hanging from your ceiling? Yes, the ceiling fan! Did you know that you can use it during the winter too. Reverse the fan’s direction to clockwise so that it will pull the air up higher into the room & then push it back down. This can cut back your energy costs 10%!

3. Out of Sight, Out of Mind

Programmable thermostats just may very well be the best thing since sliced bread. On average these devices save families about $180/year. Taking control of the temperature while you’re in the house & having it shut off when you’re not in the house is key to energy-efficiency. Studies show that for every degree you lower your thermostat you’ll save 1%-3% on your heating bill.

Do you have questions about other ways to winterize your home? Stay tuned for next Wednesday’s Winterizing blog.

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Posted in Homeowner Tips, Tip of the Day | Tagged , , | Leave a comment

2015 Mortgage Rate Projections

2014 ended with a bang; while mortgage rates were holding at 3.87%, thousands of Americans took advantage & invested in a new home. Now that we’re well into the first month of the year, mortgage rate predictions are being released by the top organizations in the industry.  Fannie Mae, Freddie Mac, MBA, and the National Association of Realtors all agree that mortgage rates are sure to increase as 2015 progresses.

Even if you feel you’re not ready to buy a home just yet, now is the time to take the necessary steps towards homeownership preparedness. Dragas Mortgage Company is on hand to assist with prequalification & financing tips today! Our team of experts will help get you on track to buy a home sooner rather than later.

No need to wait, The American Dream is within reach.

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Posted in Dragas Mortgage Company, Tip of the Day | Tagged , | Leave a comment

4 Housing Predictions for 2015

Extra! Extra! Read All About It! 2015 is your year.

The Housing Crisis is over– low mortgage rates, the end of the foreclosure crisis, & the construction of new homes are all favorable conditions going into this new year.

Looking to move-up into a home of your own? Head over to dragas.com to see which Dragas Community best suits your lifestyle.

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Posted in Homeowner Testimonials, New Communities, Tip of the Day | Tagged , , | Leave a comment

Your Preferences, Our Standards

We build your lifestyle & make it a financially sound investment made of quality materials in the most enviable neighborhoods in Hampton Roads.

Check it out for yourself dragas.com.

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Posted in Hadley Park at Greenbrier, Homeowner Tips, Kings Pointe at Western Branch, New Communities, Spence Crossing at Princess Anne, Tip of the Day | Tagged , , , , , , | Leave a comment

To Rent or Not to Rent…

Think Long-Term

At first glance renting may seem more attractive than purchasing a home– there’s less commitment, a smaller deposit, & in some cases the monthly rent is less than a mortgage (we’ll get to that last point later). While some of the arguments for rent may have some validity we would like to highlight that buying a home is a long-term investment that promises a much higher ROI.

Take a look at the infographic below to get a better understanding–

Dragas Communities were thoughtfully designed with your peace of mind, in mind. Our monthly mortgages rival the costs of area apartment complexes. At Hadley Park at Greenbrier you can own for as little as $1200/month* & at King’s Pointe for under $800/month*! Which begs the question, why rent when you can own?

Interested? Give us a call for more information*.

HADLEY PARK AT GREENBRIER (757) 410-0087 hadleypark@dragas.com


KING’S POINTE AT WESTERN BRANCH (757) 610-0087  kingspointe@dragas.com

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Posted in Hadley Park at Greenbrier, Homeowner Tips, Kings Pointe at Western Branch, New Communities, Tip of the Day | Tagged , , , | Leave a comment

These Resolutions Are Easy to Keep

2015

New Year Resolutions give us a renewed sense of control over life & hope for a healthy, prosperous 365 days. The dawn of a new year often makes us feel like we can change our unwanted nuances & replace them with good habits for a better lifestyle.

If you’re like most, somewhere on your list of Resolutions is a point about “decluttering” or “better housekeeping”. The trick to keeping your house looking like a Dragas Model Home is to recognize your home’s functional space– and use it.

Good Houskeeping put together a list of 25 Cleaning & Organization Tips to help kick 2015 off the right way. So stand with us & resolve to adopt atleast 1 of these nifty cleaning & organization tips.

We’ve selected 3 of our favorite, quirky LifeHacks–

In a few weeks Hadley Park at Greenbrier‘s model homes will open their doors to the public. When you tour these luxury villas be sure to check out the spacious, upstairs storage room that’s set up as a Craft Room– prime example of how to efficiently use multi-functional space.

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Posted in Hadley Park at Greenbrier, New Communities, Tip of the Day | Tagged , , , , | Leave a comment